For a long time, I thought you had to be rich to start investing. I kept thinking I needed a big salary increase before I could even start saving. But then I realized that if I wanted a big future, I had to start with the little I had.
I stopped waiting for the “perfect” day and started putting small amounts into equity mutual funds every month. This one decision changed my life.
Why starting small is the best way:
- It builds a habit: When you start small, you don’t feel the “pinch.” It becomes a natural part of your routine.
- The power of time: I learned that money needs time to grow. If you give it 10 to 15 years, even a small monthly saving turns into a massive amount because the profit earns its own profit (Compounding).
- No more stress: Since I wasn’t risking a massive sum at once, I didn’t worry every time the market moved. I just kept my eyes on the long-term goal.
My simple advice to you
A lot of people wait until they have “real money” before they invest, but you can actually start with just a few thousand rupees. Look at it as a gift to your future self. Trust me, 15 years down the line, you won’t remember the minor things you skipped out on today—you’ll be too busy enjoying the wealth you built.