How do you compare the real cost of a crypto purchase?

I have been comparing ways to buy the same amount of crypto, and the headline exchange rate is not helping much. One quote looks attractive until I reach the payment screen, while another gives me a smaller amount upfront but seems easier to understand. I would like to compare the actual result instead of chasing the nicest number on the first page. For a card purchase, what figure should I write down to make the comparison fair? Is there a service that explains how its displayed amount relates to fees, without making me piece the answer together from several unrelated help pages?